Problems And Prospects Of Smes Loan

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    Brac Bank Sme Loan Experience

    Brac Bank SME Loan Experience We were given an assignment on SME banking and its conditions. And to conduct this we had to choose a bank and we chose Brac bank. For that reason we went to the closest sme unit office of the Brac bank limited in Banani. At first we informed them that we came here to collect information regarding their SME loan products, SME regulations etc. They did not ask any more questions. They were very friendly. They simply said that whatever information you need just ask

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    Sme in Malaysia

    small and medium enterprise (SME) in Malaysia. The first category comprises agriculture, services, information and communication technology (ICT) with less than 50 full-time employees or annual sales turnover fewer than RM 5 million. The second included manufacturing and agro-industries with less than 150 full-time employees or annual sales turnover not exceeding RM25 million. Small and medium sized enterprise (SME) is the engine for economic growth. Development of SME brings technology development

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    Overview of Sme in Bangladesh

    THE SMALL AND MEDIUM ENTERPRISES (SME) IN BANGLADESH: AN OVERVIEW OF THE CURRENT STATUS DR. MOMTAZ UDDIN AHMED VICE CHANCELLOR STATE UNIVERSITY OF BANGLADESH 1.0 The Case for the SMEs The SMEs1 worldwide are recognized as engines of economic growth. The commonly perceived merits often emphasized for their promotion especially in the developing countries like Bangladesh include their relatively high labour intensity, dependence on indigenous skills and technology, contributions to entrepreneurship

    Words: 3109 - Pages: 13

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    Sme Development in Malaysia

    Papers Vol.2. No.1 August 2006 pp.1-14 An Evaluation of SME Development in Malaysia Ali Salman Saleh∗ and Nelson Oly Ndubisi∗∗ Small and medium enterprises (SMEs) in play a vital role in the Malaysian economy and are considered to be the backbone of industrial development in the country. However, few studies examined their development, challenges and future prospects. Therefore, the aim of this paper is to examine and analyse the role of SMEs in different sectors as well as their major contribution

    Words: 6067 - Pages: 25

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    Smes Failures

    ECONOMIC IMPLICATIONS OF CONSTANT POWER OUTAGES ON SMES IN NIGERIA International Centre for Basic Research, 20 Limpopo Street, FHA, Abuja College of Engineering and Engineering Technology, Department of Electrical and Electronic Engineering, Michael Okpara University of Agriculture, Umudike, Abia State been identified [2]. A particular finding revealed the high cost of providing back-up energy (partly infrastructural) for SMEs which sometimes is as critical as three times the cost of publicly supplied

    Words: 4169 - Pages: 17

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    Improving Women Entrepreneur in Smes

    involved in business activity. Most of them tend to involved in Small and Medium Enterprise (SME). Based on the previous studies from Multimedia University, Malacca, they mention that SME has been recognized as a major source of global economic growth and employment of women entrepreneurs have been acknowledged to play critical roles for bringing their ideas and capabilities towards successful achievement of the SME development in their countries. Malaysia government was realizing of the important of women

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    Pakistan, Problems and Prospects

    Pakistan, Problems and Prospects Abstract Pakistan is still in a situation that it does not have a well-established democracy. Since its existence in 1947, right after the freedom from British rule; the founder of the Pakistan Mohammad Ali Jinnah died. Because Jinnah’s death was too early that he did not have time for country to put on right path and there was no constitution when he died. Also Pakistan often existed under martial law. When Pakistan had an elected government, it failed to stay

    Words: 1975 - Pages: 8

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    Loan Disbursement System of Ific

    A study on Loan Disbursement system of IFIC Bank (Dhaka Stock Exchange Branch Ltd.)   A study on Loan Disbursement system of IFIC Bank (Dhaka Stock Exchange Branch Ltd) Prepared for: Dr. Shahriar Kabir Assistant Professor, School of Business University of Liberal Arts Bangladesh Prepared by: Saif Ur Rashid ID: 081011050 School of Business University of Liberal Arts Bangladesh December 22, 2011 Letter of Transmittal

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    Problem and Prospect of Flower Industries of Bangladesh

    PROBLEMS AND PROSPECTS The Bangladesh government and the Bangladesh Aid Group have taken seriously the idea that Bangladesh is the test case for development. In the late 1980s, it was possible to say, in the somewhat patronizing tone sometimes adopted by representatives of donor organizations, that Bangladesh had generally been a "good performer." Even in straitened times for the industrialized countries, Bangladesh remained a favored country for substantial commitments of new aid resources from

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    Challenges of Globalisation for Smes in Tanzania

    THE CHALLENGES OF GLOBALIZATION FOR SMES IN TANZANIA Prepared by Tanzania Chamber of Commerce Industry and Agriculture 1 1. Introduction: Definitions   Globalization: Every one of 2,822 academic papers written on globalization and 589 new books published on the subject in 1998 had different definitions of globalization. An economic phenomenon, involving the increasing interaction, or integration, of national economic systems through the growth in international trade, investment and capital

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    Problems and Prospects of Smes Loan

    Issue– 02, July-December, 2010 Problems and Prospects of SMEs Loan Management: A Study on Mercantile Bank Limited, Khulna Branch S. M. AKTERUJJAMAN 1 Abstract SMEs all over the world have been playing a crucial role in promoting economic development as well as industrial production. SME financing has been identified as a major obstacle to SME growth. Unfortunately, the issue seems to be as unresolved as it always has been. Though the majority of the issues are with the SME themselves, the banks also

    Words: 3816 - Pages: 16

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    Problems & Prospects of Pharmaceuticals in Bangladesh

    enhance the strength of this sector. Government declared “Pharmaceuticals as the product of the year (2008), in a bid to boost it export further, such a move is the first in Bangladesh and pharmaceuticals has been single out considering its tremendous prospect in the global market and diversification of basket as well as Bangladesh pharmaceuticals industry is the highest among the LDCs and growing with 50% annually. Bangladesh pharmaceuticals industry is one of the first growing sector in Bangladesh among

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    Business Environment of Sme in Bangladesh

    Introduction In a country like Bangladesh, Small and Medium sized Enterprises (SME) plays a significant role in boosting up the overall health of the economy. Their contribution towards the economy includes generation of large scale employment, investment, improvement of indigenous skill and technology, promotion of exports and opportunities for entrepreneurship and innovativeness. Bangladesh has around 27,000 medium-sized enterprises and 150,000 small-sized enterprises (defined by the government

    Words: 4153 - Pages: 17

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    Sme Industry

    (Author Speak: Search Magazine) The growing case for group collaboration for SMEs in India R. Narayan, Founder & Chief Executive Officer, Power2sme, examines how group procurement of supplies for manufacturing can jumpstart growth for the SME sector in India. Imagine a scenario where you can easily procure the best price for the raw material you need to manufacture automotive OEM parts or for construction needs or for manufacturing or raw material for precision engineering. Maybe you need Chemicals

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    The Prospects of Insurance in Bangladesh

    Chapter 1 Introduction In this report we will mainly talk about the insurance business in Bangladesh and its prospect in the country under the topic of “The prospect of insurance business in Bangladesh”. In this chapter we will focus on the origin or background of the report, objectives of the report, scope of the research, methodology of the study and also the limitations that we have faced in preparation of the report. 1.1 Origin of the report: We have made the report basically to fulfill the partial

    Words: 8036 - Pages: 33

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    Bond Sales for Sme Clients

    BUSINESS RESEACRH METHOD BOND SALES FOR SME CLIENTS An Action Research Study in Lecturer: Dr. Mirza Manirajah Abdullah Prepared by Student Name : Tan Saw Kien Student ID : EMBA-R-121525 I/C NO : 700707-07-5174 RIVERBANK ACADEMY SDN BHD NO 3-3 & 5-3, JALAN PUSAT PERNIAGAAN 1, PUSAT PERNIAGAAN SG.JELOK, 43000 KAJANG SELANGOR TEL: 03-87375009 FAX: 03-87395418 WEBSITE: www.riverbankacademy.com.my EMAIL: info@riverbankacademy.com.my 1 CONTENTS DESCRIPTION PAGE Executive summary Introduction

    Words: 5848 - Pages: 24

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    Smes

    Article 1: Exploring new supply chain strategies in manufacturing SMEs Summary: The article explores about the different types of supply chain strategies in manufacturing SMEs. Kamel A. Fantazy, Vinod Kumar and Uma Kumar are professors at Sprott School of Business. They did a research on what kinds of supply chain management strategies are usually adopted by SMEs. A research survey was created and distributed among 1500 Canadian SMEs, out of which only 175 were used as a sample. That’s how many responses

    Words: 1004 - Pages: 5

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    Smes

    Cairo University Faculty of Economics & Political Science Post graduate studies Economic Department Finance for Growth and Role of SMEs An Application to Egyptian Case Prepared by: 1- Amr Hassan Elkady 2- Nashwa Mohamed Hussein Presented to: Prof. Hala El-Saied 2010 In September

    Words: 5415 - Pages: 22

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    Credit Disbursement and Loan Recovery System

    Chapter-TWO Overview of FSIBL 2.1 2.2 2.3 2.4 2.5 2.6 2.7 Overview of the bank Mission of the bank Vision of the bank Objectives of the bank Deposit Loans and Advance Services XVII XVII XVII XVIII XVIII XVIII XIX Chapter-THREE The Principles And Procedures Of Credit Planning 3.1 3.2 Principles Overall procedure for sanctioning loan XXII XXII Chapter-FOUR 4.1 4.2 4.3 The Administrative Aspects Of Credit Management XXVIII Functions of credit division Operational guidelines for

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    Development of Smes in Ghana: Analyzing the Constraints to Growth

    and the effort of the government, the sector is saddled with a lot of constraints, including scarce capital, intensive technology, foreign exchange constraints, poor management, corruption and inadequate attention to economic viability and market prospects which has resulted in poor performance of the industries in terms of output and employment (Steel & Webster, 1992). Following an economic recession in the 1980’s which resulted in the retrenchment of workers from the civil service, the rationalization

    Words: 21472 - Pages: 86

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    Problems and Prospects of Small Business

    Problems and prospects of our small industries Published : Saturday, 05 January 2013 Women working in a small industrial unit Md Atikur Rahman Every country wants to develop. We believe that industrial development can bring in faster development for any country. A well-conceived industrialization strategy, be it import substitution industrialization or oriented industrialization, can be useful in accumulating wealth. Many of the developing countries have achieved development through industrial

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    An Assessment of the Terrafugia Flying Car: Its Problems, Possibilities and Prospects

    An Assessment of the Terrafugia Flying car: its Problems, Possibilities and Prospects An Extended Essay Presented to Mr. Edward Jay M. Quinto Mapua Institute of Technology In partial fulfilment Of the requirements in English for Acadamic Purposes 2 (ENG11) By Deina Nicole C. Fernandez Joseph Christian M. Flordeliza Anne Rose O. Galera December 2013 Acknowledgements This extended essay would not have been made possible without the help of Mr. Edward Jay M. Quinto, who was

    Words: 3828 - Pages: 16

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    Problems and Prospects of Small Business Development in Bangladesh

    Problems and Prospects of Small Business Development in Bangladesh Section One: Definition & Characteristics of Small Business  Our essay is divided into five sections. Section one will discuss about the definition, nature and scope of Small Business. In section two we will get the opinion of some entrepreneurs according to our questionnaire. Section three will deal about some common problems that our Small Business firms face, according to the answers of previous section, which will be followed

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    Islamic Banking : Problem and Prospects

    Issues And Problems of Islamic Banking An overview on the review of problems | | The Islamic banks face a number of challenges. First, they have not yet been successful in devising an interest-free mechanism to place their funds on a short-term basis. They face the same problem in financing consumer loans and government deficits. Second, the risk involved in profit-sharing seems to be so high that most of the banks have resorted to those techniques of financing which bring them a fixed assured

    Words: 7083 - Pages: 29

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    Sme in India

    International Conference on Technology and Business Management March 18-20, 2013 Problems affecting the growth of small and Medium Enterprises (SMEs) in India Lubina Zaidi Lubina.zaidi@gmail.com Faculty of Management Studies, University of Delhi Small and Medium Enterprises (SMEs) play a pivotal role in the development of the country. It has made significant contribution to industrial production, export and employment generation. In developing countries as well as developed countries they

    Words: 4514 - Pages: 19

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    Factoring Sme

    Research Group The World Bank 1818 H Street, NW Washington, DC 20433 (202) 473-8738 lklapper@worldbank.org Abstract: Around the world, factoring is a growing source of external financing for corporations and small and medium-size enterprises (SMEs). What is unique about factoring is that the credit provided by a lender is explicitly linked to the value of a supplier’s accounts receivable and not the supplier’s overall creditworthiness. Therefore, factoring allows high-risk suppliers to transfer

    Words: 11362 - Pages: 46

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    Wild Life Management in Nigeria: Problems and Prospects

    WILDLIFE MANAGEMENT IN NIGERIA: PROBLEMS AND PROSPECTS. Nigeria has a population estimate of 170,507,539 million and is increasing with a rapid growth averaging 3.1% annually. It’s the 7th most populous country of the world with the land mass of 923,708km2, making her the world’s 32nd largest country. The geography varies greatly from tropical rainforest in the South to dry savannah in the North ,which is flat and sparsely vegetated. The country is blessed with mineral, physical, biological and

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    Challenges and Prospect of Entrepreneur in Nigeria

    Challenges and Prospects of Entrepreneurship in Nigeria Abtsract The success of generating income for majority of rural and urban dwellers with no formal paid employment highly depends on Entrepreneurship. They are the backbone of economic development all over the world and play important role for employment, Income and societal changes, particularly in transition economies like Nigeria. This paper is concerned with the nature and the extent to which entrepreneurship in Nigeria has been developed

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    Brac Bank Sme Activities

    have a social identity too. As a Bank they are socially responsible. Fifty percent (50%) of BRAC Bank’s loan portfolio is diverted to Small and Medium enterprise Banking, and as a financial intermediary they channel funds from the surplus end to the needy. Country-wide network of SME Units centre to the end of small entrepreneurs to help them build their asset base. BRAC Bank is market leader in SME, striving for socio-economic upheaval in Bangladesh. The bottom line is, BRAC Bank do not support any

    Words: 8743 - Pages: 35

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    Sme Financing in Bangladesh Problems and Prospects

    SME Financing in Bangladesh: Problems and Prospects SME Financing in Bangladesh: Problems and Prospects Prepared for Arafat Rahman Assistant Professor Institute of Business Administration Jahangirnagar University Prepared by Tanjila Sharmin 201301029 Md. Mourshed Uddin 201303006 Naim Ahmad 201403020 Sayeed Ishtiaque Ahmed 201403027 Md. Sazzad Hossain 201403034 Course Participant BUS 501: Managerial Communication (Section-02) WMBA Program Institute

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    Smes in Bd

    medium-sized enterprises sometimes also called small and medium enterprises (SMEs) or small and medium-sized businesses (SMBs) are businesses whose personnel numbers fall below certain limits. These are the most common businesses found across most of the world’s economies. The World Bank Review on Small Business Activities establishes the commitment of the World Bank Group to the development of the small and medium enterprise (SME) sector as a core element in its strategy to foster economic growth, employment

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    The Problems, Prospects and Opportunities of E-Commerce in Bangladesh

    The problems, prospects and opportunities of E-Commerce in Bangladesh Introduction As a newly developing business approach, e-commerce initiatives in Bangladesh are facing many constraints. From legal issues to technological complexities, problems that are hindering to forward march of the e-commerce initiatives are large in numbers. To cope up with the pace of today’s business trends it is very much necessary to address those problems as soon as possible. Otherwise alongside with the new business

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    Sme in Malaysia

    Vol.2. No.1 August 2006 pp.1-14 An Evaluation of SME Development in Malaysia Ali Salman Saleh∗ and Nelson Oly Ndubisi∗∗ Small and medium enterprises (SMEs) in play a vital role in the Malaysian economy and are considered to be the backbone of industrial development in the country. However, few studies examined their development, challenges and future prospects. Therefore, the aim of this paper is to examine and analyse the role of SMEs in different sectors as well as their major contribution

    Words: 6025 - Pages: 25

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    Prospects and Challanges of Islanic Banking

    full fledged Islamic Banks and 19 Islamic Banking branches of 9 conventional banks are working in the private sector on the basis of Islamic Shariah. Islamic banks in Bangladesh since their inception have been gaining popularity in spite of some problems in their operation. (Hassan, M. K. 1999) An important development in Islamic banking in the last few years has been the entry of some conventional banks in the market and their use of Islamic modes of financing through their Islamic branches

    Words: 10394 - Pages: 42

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    Development, Problem, Prospects and Progress of Entrepreneurship Development in Narayanganj Sadar Upazilla: a Short Case Study

    Development, Problem, Prospects and Progress of Entrepreneurship development in Narayanganj Sadar Upazilla: A Short Case study Entrepreneurship - the process of starting a business; typically a startup company offering an innovative product, process or service is termed as entrepreneurship. The entrepreneur perceives an opportunity and often exhibits biases in taking the decision to exploit the opportunity. Entrepreneurship can be defined by describing what entrepreneurs do. For example: “Entrepreneurs

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    Performance, Problems & Prospect of Islamic Banking in Bangladesh.

    payment of cheques, payment on behalf of customs, purchase and sale of stocks, acting as trustees, acting as agency (b) General services: opening letter of credit, safe custody, dealing in foreign exchange, providing Investment reports, underwriting of loans, providing remittance facilities, complete service in foreign trade. The structure of the banking system has changed substantially over the last few years. Nationalized Commercial Banks (NCBs) role has gone down. Their share in total assets went

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    Contribution of Banks on Sme Sector in Bangladesh

    Report On Contribution of Banks on SME Sector in Bangladesh 1 LETTER OF TRANSMITTAL 2 ACKNOWLEDGEMENT 3 Table of contents No: Page: Chapter One Introduction 1.1 Introduction 1 1.2 Background of the study 2 1.3 Problem statement 3 1.4 Objectives of the study 3 1.5 Scope of the study 4 Chapter Two Methodology 2.1 Data requirement 5 2.2 Study area 6 2.3 Sample size selection 6 2.4 Questionnaire

    Words: 10459 - Pages: 42

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    Loan

    Assignment Paper ArticleAssignmentCase StudyInternship ReportLectureLetterPresentationQuestionnaireReportResearch PaperTerm PaperThesis Paper Credit Approval, Loan Disbursement & Recovery System In Rupali Bank.Home » Posts » Business » Banking » Credit Approval, Loan Disbursement & Recovery System In Rupali Bank. Credit Approval, Loan Disbursement & Recovery System In Rupali Bank. Subject: Banking, Business | Topics: Assignment Executive Summary Rupali Bank Ltd Postagola Branch was created

    Words: 8626 - Pages: 35

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    Being an Entrepreneur in Nigeria ; Problems and Prospects

    AZUBUIKE-BAKARE,O. BUSINESS MANAGEMENT DEPARTMENT EBSU/PG/M.Sc/Ph.D/2014/06699 TOPICS: 1. BEING AN ENTREPRENEUR IN NIGERIA, PROBLEMS AND PROSPECTS: A STUDY OF 10 SELECT SOLID MINERAL MINING COMPANIES IN EBONYI STATE (AN INTRODUCTION) 2 . BEING AN ENTREPRENEUR IN NIGERIA, PROBLEMS AND PROSPECTS: A STUDY OF 10 SELECT SOLID MINERAL MINING COMPANIES IN EBONYI STATE (STATEMENT OF RESEARCH PROBLEM, STATEMENT OF GENERAL OBJECTIVE, RESEARCH QUESTION, STATEMENT OF HYPOTHESIS) 3. EFFECT OF FOREIGN CURRENCY DEPOSIT

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    Being an Entrepreneur in Nigeria ; Problems and Prospects

    of them and to initiate appropriate action to ensure success”. The driving force for entrepreneurship is usually an active interest to satisfy a yearning need and it involves people who are knowledgeable about a specific problem and spurred by this knowledge to solve the problem. It involves turning a passion into business, hence, it could be said, that most entrepreneurs ventured into business essentially to fill up an existing gap or service area, out of their individual drive or passion. In the

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    Tourism Industry of Kuakata : Problems and Prospects

    ancient time. The name Kuakata originated from the word Bengali word kua, which means well. It is believed that the early RAKHAIN settlers found it difficult to get fresh drinking water in the place and they had to dig (kata) wells (kuas) to solve the problem. As this place has many wells and which are very important for the survival of the people lived here they named it after the wells as “Kuakata”. 2.4 Different looks of Kuakata beach at different times: Kuakata exposes it’s different beauties at

    Words: 6321 - Pages: 26

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    Sme in Bangladesh

    OVERVIEW Small and medium enterprises (SMEs) occupy unique position in most of the countries especially in a developing country. They are a primary target for many countries desiring to stimulate economic growth and development. The SMEs sub-sector plays an increasingly dominant role in the technology assimilation and dissemination and in economic development in Bangladesh as well. In Bangladesh, SMEs playing a significant role for the development of our economy by creating employment opportunity

    Words: 5315 - Pages: 22

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    Prime Bank and Sme

    scenario undergoes changes so is the bank and it repositions itself in the changed market condition. From 1999, Prime Bank introduces SME loan for small and medium enterprise(SME) .It provides SME loan from its 17brances for development SME in our country.It provides 2lac to 50lac taka loan according to rules and regulation of this bank. There are six SME loan pacage of this bank.Those are 1.Sahaj Rin 2.Sampad Rin 3.Chalti Rin 4.Moushami Rin 5.Digun Rin 6.Anchol About Prime bank:

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    Sme Banking

    Organization Consulting Project (O.C.P) On SME Banking of BRAC Bank Limited Submitted by : Nishat Farhana Matric No- B061409 22 Batch, BBA Submitted to : Kazi Farzana Lecturer in Management, IIUC,DC. Department of Business Administration International Islamic University Chittagong Date of Submission:12-12-2010 DECLARATION This is to notify that this presented report titled "SME Banking of BRAC Bank Ltd." is written as a requirement of Ocp. I also confirm that this report

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    Sme Sector

    SME defined by SBP as an entity having less than 250 employees and Rs. 300 million revenues. SMEs account for a substantial part of the economy; there are about 3.2 million enterprises in Pakistan, of which about 3 million (93%) are SMEs. SMEs spread across the economy with varying density: see exhibit 1-A for the sector wise division of SME sector. According to a survey conducted by SMEDA, this sector contributes more than 30% to GDP and 25% to the country’s total export earnings, and employs close

    Words: 1043 - Pages: 5

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    Sme Financing of Five Banks

    SMALL and Medium enterprises (SMEs) have been playing a significant role for socio-economic development in all countries, particularly in the developing economies. In Asia, they play even a greater role as the sector constitutes about 98% of all enterprises, accounting for 30% of total employment and 30% of direct exports. However, SMEs face a plethora of challenges in terms of lack of access to information, technological disadvantages, lack of adequate finance and backdated marketing and managerial

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    Sme in Bangladesh

    SUMMARY Overall, the SME FDI is currently an extremely valuable initiative. Through appropriate and careful analysis of the data, public policy can be directed yet more efficiently to further improve competitive advantage of Canada's SMEs. In particular, the baseline survey associated with the SME FDI is an extraordinarily valuable research undertaking. It provides the potential to assess directly the extent to which financing gaps might occur in the capital markets on which SMEs rely. This is an important

    Words: 5814 - Pages: 24

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    Sme Financing in India

    1 INTRODUCTION 1.1 INTRODUCTION TO SMEs Small and Medium Enterprises (SMEs) have played a significant role world over in the economic development of various countries. Over a period of time, it has been proved that SMEs are dynamic, innovative and most importantly, the employer of first resort to millions of people in the country. The sector is a breeding ground for entrepreneurship. The importance of SME sector is well-recognized world over owing to its significant

    Words: 15049 - Pages: 61

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    Women Entrepreneurs in Smes Bangladesh Perspective

    Women Entrepreneurs in SMEs: Bangladesh Perspective Sponsored by: SME Foundation Conducted by: MIDAS November 2009 Table of Contents Acronyms List of Tables and Figures Executive Summary Chapter 1.0 1.1 1.2 1.3 1.4 1.5 1.6 Chapter 2.0 2.1 2.1.1 2.1.2 2.1.3 2.1.4 2.1.5 2.1.6 2.2 2.3 2.4 2.5 2.5.1 2.5.2 2.6 3.0 4.0 4..1 4..2 5.0 5.1 5.2 5.3 5.4 6.0 6.1 6.2 6.3 6.4 6.4.1 6.5 6.6 6.7 6.7.1 6.7.2 7.0 7.1 Introduction Statement of the problem Significance of the study Objective of the

    Words: 136702 - Pages: 547

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    The Role of Mfis in the Development of Smes

    Master in Business Administration ABSTRACT Small and medium sized enterprises (SMEs) have proven their dynamism in West Africa. They are perceived by policy makers as an important reservoir for growth. The African Development Bank considers they represent over 90 % of business and provide about 50% of GDP and employment in Africa. Despite the consensus on the role of SMEs in these emerging markets, West African SMEs still face many constraints in their development, particularly in accessing financial

    Words: 10216 - Pages: 41

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